Winter Breeze Air  is not a loan, but rather, a property assessment. Winter Breeze Air  financing requires no up-front costs and payments are made as a line item on the homeowner’s property taxes.This means that your payment will only reflect what will appear on your property taxes when you receive your bill.The capitalized interest accrues on your financing before the first payment is due. So, rather than bill you all at once with your very first payment, you only need to pay a little bit each time. Winter Breeze Air funded home improvements may also lead to significant utility savings that can help offset the payments on your property tax bill.